Passion Insurance

Passion investments like fine art, wine, watches, and coins add unique value to your life and to your investment portfolio and hold a special and unique value to you and, thus, they require the utmost protection. Even new and emerging collectibles such as handbags, sneakers … those 6” Italian stilettos … require new and unique attention.  Overall, “Passion Investments” have seen a significant increase in value over the past 10 years, increasing by more than 123% in value during this time.  The key question for you is ... has your insurance coverage kept pace?

Protecting these investments from physical and economic loss requires a unique approach. Fortunately for you, Guy Hurley Premier has that approach!

Did you know?

  • Temperature and humidity instability can quickly diminish the value of wine and whiskey collections.  These collections have seen a 137% and 428% increase in value, respectively. Thus demanding a regular review of one's inventory to ensure proper protection.

  • Traditional collectibles, such as coins, are normally limited to only $250 in coverage under standard homeowners' policy.  Making a thorough and ongoing review of all of your passion investments essential.

  • Most homeowners policies provide limited coverage for jewelry and watches, typically $1,000-$2,500 as a policy maximum. Items that exceed this value need to be scheduled separately to eliminate any "surprises" should a loss happen.

  • Collectible cars have increased in value by 164% over the last ten years, requiring careful insurance consideration to ensure that you are fully reimbursed should an unfortunate event occur.