GH Premier


Welcome to Guy Hurley Premier, a leading provider of personal protection products for high-net-worth individuals. Our insurance offerings provide exceptional coverage and service to a select group of premier clients. 

At Guy Hurley Premier, we understand the unique needs of affluent individuals and we offer specialized insurance products that cater to their needs. Our team has years of experience in the high-net-worth insurance space, and we pride ourselves on our industry knowledge, diligence, and exceptional customer service. We are committed to providing personalized coverage that addresses the unique needs of each of our clients.

 We know what you do not know, when it comes to your personal protection risk exposures. Contact us today and let us have a conversation.

About GH Premier

Guy Hurley Premier fiercely safeguards high-net-worth clients' assets with trust and discretion. Backed by local and global resources, we offer personalized solutions to ensure lifestyle protection and future security.

We pride ourselves on delivering exceptional service and collaborating closely with you and your advisors to ensure your well-being and future security.

Customized Solutions

Guy Hurley Premier offers customized risk management solutions, with a client-focused approach. Our deep industry knowledge and extensive carrier relationships allow us to provide innovative personal risk management solutions tailored to each client. 

We take a personalized approach to risk management, investigating challenges, and developing tailored solutions to reduce your total cost of risk.

Exceptional Services

Our Premier team specializes in assisting clients with all their assets and intricate protection needs.

With a focus on building deep relationships and understanding your unique lifestyle, interests, and needs, we deliver consultative services that allow you the freedom to live safely and confidently, worry-free, anywhere in the world.

Tailored Risk Management Services

Tailored Risk Management Services

We understand that every family has unique exposures and that require tailor-made solutions that fit your lifestyle, interests, and assets. We take a consultative approach, collaborating with our clients to identify their personal risk factors, and then designing customized insurance programs, ensuring maximum personal protection.

Concierge-level Service

Concierge-level Service

We are committed to providing you, our client, with personalized and initiative-taking services at every touchpoint. Our team consists of experienced insurance professionals who prioritize your success in every interaction.

We are available to you regarding claim, coverage, or questions 24/7.  With GH Premier you can rest assured that we will be there.

Customized Coverage Limits

Customized Coverage Limits

We seek to customize your coverage limits to match your current life situation, often we recommend limits that exceed the norms, giving our clients peace of mind that their most valued possessions are properly protected.

Our customized risk management solutions provide coverage for unique assets or exposures that traditional insurance policies do not cover. With our Premier insurance products, you can feel confident that you have the coverage you need to protect your family and your lifestyle.

Why you need Guy Hurley Premier

High-net-worth individuals require specialized insurance services due to their unique professional and personal exposures. GH Premier provides customized risk management solutions for those individuals who have worked too hard to see it all slip away, to what could boil down to, a single "misstep" or unfortunate event. 

Tell Us How We Can Help You Today

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Tom Stimac

Personal Lines Manager


Tom joined Guy Hurley in late 2020 and manages the day-to-day operations and workflow of our Personal Lines department. Tom’s background is well-balanced, as prior to joining the team, he held roles as both a Personal Lines...

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Amanda Gregg

Director, Claims Services


Amanda is a graduate of Michigan State University and has over 15 years of commercial and personal lines claims experience for litigated and non-litigated matters in Michigan and Florida.  She devoted the last 13 years at both...
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Richard McGregor



Rich joined Guy Hurley as Vice President, shareholder, and manager of Property-Casualty Operations in early 2009 from CNA Insurance, where he served as Vice President and Branch...

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Chad Osterholt

Director of Sales


With 15 years of insurance experience six in leadership, Chad draws from his experience to position our account executives to provide a superior level of risk management consultation.
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Personal Liability<br/>Insurance

Personal Liability

Personal liability insurance is a kind of insurance that carriers normally include in your Homeowner’s or renter’s policy.


Personal liability policies protect you in the event of accidental and unintentional bodily injury or third-party property damage due to your negligence. Coverage includes owed damages, as well as associated defense.

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Be sure you have the limits and coverage that you need … when you need it most!

The most important asset for most individuals is their home. It protects our family, our pets, and those precious possessions that we value most in life. It is for this reason that we make it our utmost important mission to properly safeguard you and your home.

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If you were Lewis Hamilton (which you are not) and you were an “eight”-time Formula One world champion (which, once again, we are betting you are not...) you would already know the importance of managing this massive risk. 

Automobile losses lead the industry in cost and severity, leaving no one immune to potential for severe loss.

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Umbrella Insurance

Umbrella Insurance

Do not allow a single mistake to change everything!

We have heard stories of individuals hit with enormous liability verdicts that devastate their life savings. 

Slip/ falls on your property, at-fault auto accident ... Could this happen to you? 

If their settlement is in the “millions,” do you have the assets or earning power to satisfy it? 

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Pleasure Craft/ Yacht

Pleasure Craft/ Yacht

Owning a pleasure craft, not to mention a luxury yacht, is a pricey and complicated venture. A great deal goes into "cruising", so it is of the utmost importance that we understand the situation. Protecting yourself from what can go wrong when on the water is key to your financial security.

We will support you through a detailed risk assessment, quick risk management solutions, and enhanced support. 

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Passion Investments&#160;

Passion Investments 

An individual’s passion purchases often reflect their lifestyle and for many affluent individuals and families, they represent a diverse set of passions.

Items such as fine art, exclusive wines, watches, jewelry, rare whisky, designer handbags, and let’s not forget about those Jimmy Choos!

Most insurance policies limit your recovery on such items ... what does your policy say? 

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Flood Insurance&#160;

Flood Insurance 

If the water rises, will it dry out your savings account?

The average American home is more likely to be damaged by flood waters rather than fire and less than 1% of Michigan residents carry flood insurance.

Are you protected from this elevated risk and increasingly man-made exposure?

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Home Business Insurance&#160;

Home Business Insurance 

If you are one of the growing number of entrepreneurs with a home-based business, you may find yourself in “no man’s land” when it comes to coverage.

In many cases, your homeowner’s policy outright excludes coverage for your business activities.

Fortunately for you, we have the solutions!

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Specialty Vehicles&#160;

Specialty Vehicles 

Purchasing insurance for a new car is no brainer … not so much for most specialty vehicles.

Items such as: RVs, ATVs, golf carts, antique cars, private planes, etc. 

These each require specialized coverage to protect you from lawsuits and economic loss.

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Income Certainty &#8230; Life Insurance

Income Certainty … Life Insurance

Yep ... Life insurance.

Guy Hurley provides tailored coverage based on decades of experience advising affluent clients based on their unique needs and financial obligations.

Your needs change, as you change, when was the last time you spoke with an expert?

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