Tailored Risk Management Services
We understand that every family has unique exposures and that require tailor-made solutions that fit your lifestyle, interests, and assets. We take a consultative approach, collaborating with our clients to identify their personal risk factors, and then designing customized insurance programs, ensuring maximum personal protection.
Concierge-level Service
We are committed to providing you, our client, with personalized and initiative-taking services at every touchpoint. Our team consists of experienced insurance professionals who prioritize your success in every interaction.
We are available to you regarding claim, coverage, or questions 24/7. With GH Premier you can rest assured that we will be there.
Customized Coverage Limits
We seek to customize your coverage limits to match your current life situation, often we recommend limits that exceed the norms, giving our clients peace of mind that their most valued possessions are properly protected.
Our customized risk management solutions provide coverage for unique assets or exposures that traditional insurance policies do not cover. With our Premier insurance products, you can feel confident that you have the coverage you need to protect your family and your lifestyle.
Tom Stimac
Personal Lines Manager
Tom joined Guy Hurley in late 2020 and manages the day-to-day operations and workflow of our Personal Lines department. Tom’s background is well-balanced, as prior to joining the team, he held roles as both a Personal Lines...
Amanda Gregg
Director, Claims Services
Richard McGregor
President
Rich joined Guy Hurley as Vice President, shareholder, and manager of Property-Casualty Operations in early 2009 from CNA Insurance, where he served as Vice President and Branch...
Personal Liability
Insurance
Personal liability insurance is a kind of insurance that carriers normally include in your Homeowner’s or renter’s policy.
Personal liability policies protect you in the event of accidental and unintentional bodily injury or third-party property damage due to your negligence. Coverage includes owed damages, as well as associated defense.
Home
Insurance
Be sure you have the limits and coverage that you need … when you need it most!
The most important asset for most individuals is their home. It protects our family, our pets, and those precious possessions that we value most in life. It is for this reason that we make it our utmost important mission to properly safeguard you and your home.
Auto
Insurance
If you were Lewis Hamilton (which you are not) and you were an “eight”-time Formula One world champion (which, once again, we are betting you are not...) you would already know the importance of managing this massive risk.
Automobile losses lead the industry in cost and severity, leaving no one immune to potential for severe loss.
Umbrella Insurance
Do not allow a single mistake to change everything!
We have heard stories of individuals hit with enormous liability verdicts that devastate their life savings.
Slip/ falls on your property, at-fault auto accident ... Could this happen to you?
If their settlement is in the “millions,” do you have the assets or earning power to satisfy it?
Pleasure Craft/ Yacht
Owning a pleasure craft, not to mention a luxury yacht, is a pricey and complicated venture. A great deal goes into "cruising", so it is of the utmost importance that we understand the situation. Protecting yourself from what can go wrong when on the water is key to your financial security.
We will support you through a detailed risk assessment, quick risk management solutions, and enhanced support.
Passion Investments
An individual’s passion purchases often reflect their lifestyle and for many affluent individuals and families, they represent a diverse set of passions.
Items such as fine art, exclusive wines, watches, jewelry, rare whisky, designer handbags, and let’s not forget about those Jimmy Choos!
Most insurance policies limit your recovery on such items ... what does your policy say?
Flood Insurance
If the water rises, will it dry out your savings account?
The average American home is more likely to be damaged by flood waters rather than fire and less than 1% of Michigan residents carry flood insurance.
Are you protected from this elevated risk and increasingly man-made exposure?
Home Business Insurance
If you are one of the growing number of entrepreneurs with a home-based business, you may find yourself in “no man’s land” when it comes to coverage.
In many cases, your homeowner’s policy outright excludes coverage for your business activities.
Fortunately for you, we have the solutions!
Specialty Vehicles
Purchasing insurance for a new car is no brainer … not so much for most specialty vehicles.
Items such as: RVs, ATVs, golf carts, antique cars, private planes, etc.
These each require specialized coverage to protect you from lawsuits and economic loss.
Income Certainty … Life Insurance
Yep ... Life insurance.
Guy Hurley provides tailored coverage based on decades of experience advising affluent clients based on their unique needs and financial obligations.
Your needs change, as you change, when was the last time you spoke with an expert?